SK1 Cars Limited has a dedicated team of finance experts waiting to help with your inquiry.

Here at SK1 Cars, we can arrange individual finance packages in-house to ensure that when you buy your new car from us it goes as effortless and smoothly as possible. Working with a number of fully FCA authorised finance partners, we are happy to give any guidance or advice you may need when selecting the right deal for your needs.


  • Car & Van Finance
  • Hire Purchase (HP)
  • Personal Contract Purchase (PCP)
  • FCA Authorised & Regulated
  • Competitive APR %
  • Large panel of lenders
  • Fast application process
  • Helpful advice
  • Flexible options
  • No surprises

Save yourself some time by speaking to an advisor. Select the vehicle from our Inventory, and click the ‘Finance’ tab to speak to somebody now.

Finance Calculator

Vehicle price (£)
Interest rate (%)
Period (month)
Down Payment (£)
Monthly Payment
Total Interest Payment
Total Amount to Pay

 (Interest rates start from 10.9%)

Frequently Asked Questions

Do I need a deposit?

Many lenders will accept applications for finance without a deposit, however paying a deposit could help you obtain a better car finance deal and pay less interest.

How can I apply for car finance?

You can click on one of the “ finance” buttons on any vehicle listing and complete our online application form, alternatively you can speak to us directly by calling 0161 258 9204.

What interest rate will I be charged?

Our rates begin from 10.9% APR. The interest rate you will pay is determined by your circumstances, your credit history, the term of the loan and the finance company who provides the offer of finance.

Can I use my part exchange as a deposit?

You can bring your vehicle to us; and we will give you a part exchange value against your new vehicle, and this will be deducted from the cash price of the new vehicle.

What checks are conducted for a finance application?

The minimum information you will be required to provide will be proof of your identity, personal details including address and employment current and historical, driver’s license and proof of income.  Most lenders will conduct a credit check against your credit profile this is to understand your financial history and current position, some lenders may also require further information to assess your application this will be requested from you if required.

How long will it take to get a decision?

In most cases we will be able to provide a conditional acceptance within the hour, however this can vary depending on the lender and if further underwriting checks are required.

Is there a lot of complicated paperwork to complete?

Most of our lenders will offer electronically signed finance documents which means you are able to access the documents anywhere at a time convenient to you. We recommend you make sure to take adequate time to read your finance documents and our teams will always be on hand to answer any questions or concerns you may have.

Opening Days - Call to make an appointment!
Sunday Open
Monday Open
Tuesday Open
Wednesday Open
Thursday Open
Friday Open
Saturday Open
Have a Questions? Call Today!
0161 258 9204